YOU INSURE THE FUTURE

As a member of the Young Lawyers Division, you have no shortage of responsibilities-your clients, your firms, your families, yourself and the advancement of your profession to name just the significant ones. And here's a way to make a positive impact on all of your obligations-Insurance coverage through the ABE.

INSURANCE PRODUCTS
ABA members are eligible to apply for American Bar Endowment-sponsored insurance programs that have been specifically designed by lawyers for lawyers.

• Term Life Insurance
• Long and Mid-Term Disability Insurance
• Catastrophic Major Medical Insurance
• Accidental Death and Dismemberment Insurance
• Hospital Income Insurance
• Office Overhead Expense Insurance

A POLICY OF GIVING
Here's how it works. Insurance dividends (net of ABE expenses) are the primary source of ABE grants. About 90% of members choose to contribute the dividends to the Endowment, making them eligible for an income tax deduction. In this way, members meet their professional obligations to improve the quality of the justice system while providing valuable insurance protection for their families and themselves.

Visit us on the web at www.abendowment.org for insurance plan information, personalized rate quotes, to complete an application, and for information on our charitable programs, including our ABE Charitable Gift Fund (Donor Advised Fund).

EVERY POLICY RAISES THE BAR
American Bar Endowment grants have helped sustain more than 200 law-related public service and educational projects and more than 30 major research programs in the field of law.

For 2004-2005: Endowment grants to the American Bar Foundation will total $3,819,532. Grants to the ABA's Fund for Justice and Education will total $ 3,819,532.

ADVANCING YOUR LEGACY; MANAGING YOUR WEALTH
Your legal insight and professionalism have earned you success and rewards. Now you want to reach out to establish a legacy of philanthropy to reflect your legal and public service.

The American Bar Endowment, which has combined philanthropy and insurance to help improve the legal profession for decades, understands your desire to give back and your tax needs as lawyers. We are proud to offer the ABE Charitable Gift Fund (Donor Advised Fund), the best way for lawyers to gain the largest tax deduction available in philanthropy, manage charitable giving with ease and help improve the legal profession. Go to www.abendowment.org to find out more today and enroll. Reduce your tax burden while supporting the charitable organizations you care about most!