Section of Taxation
Submission to the Internal Revenue Service

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Comments Concerning FSA 199926034: FICA Liability for ESPPs

3.  Discussion of FSA Position

  1. General
  2. We believe that it is inappropriate for the Service to modify its position in Rev. Rul. 71-52 ruling though the use of a field service advice memorandum. If any such modification is made, it should be done only after a higher level of review has been completed. The more formal review is appropriate because of the policy issues discussed below. A more formal review is also consistent with procedure specified in Notice 87-49, which indicates that no change will be made with respect to an employer's income tax withholding obligation on a disqualifying dispositions of ISO stock until the application of Rev. Rul. 71-52 has been reconsidered. The Notice indicates that imposition of a withholding obligation will be prospective. The FSA distinguishes the subject of Notice 87-49 from the subject of the FSA by stating:

    Notice 87-49 cannot reasonably be relied upon because it does not address whether FICA tax is owed upon the exercise of an employer-granted stock option; but rather addresses only whether the compensatory amount is deductible by the employer.

    Of course, Notice 87-49 addresses the interaction of deductibility and withholding of income taxes. We believe that from both a technical and policy perspective, the income tax withholding issues are closely related to the FICA and FUTA tax issues, and it would be inappropriate for the Service to address them on a piecemeal basis.

    The FSA concludes that Rev. Rul. 71-52 was revoked at the time of the Sun Microsystems decision, and that case itself put employers on notice of this revocation. As discussed above, we do not view the Sun Microsystems decision as reversing or discrediting Rev. Rul. 71-52, and we do not believe that such a case constitutes adequate notice of the revocation of a revenue ruling, especially when the acquiescence by the Service was not issued for more than 2-½ years after the decision, in an announcement that makes no mention of FICA taxes.

    The need for adequate notice is particularly important in connection with employment taxes. In Central Illinois Public Service Co. v. United States, 435 U.S. 21, 31-32 (1978), the Court stated:

    Because employer is in a secondary position as to liability for any tax of the employee, it is a matter of obvious concern that, absent further specific congressional action, the employer's obligation to withhold be precise and not speculative. [Citations omitted.]

    The court in American Airlines v. United States, 98-1 U.S.T.C. para. 50,323, citing the foregoing language from Central Illinois Public Service, stated:

    A duty to withhold income taxes on payments made to its employees should not be imposed retroactively on an employer unless there was adequate notice (from relevant statues, regulations, and IRS pronouncements) to the employer at the time of the payments that such a withholding obligation existed. [Citations omitted.]

    The concern arises because the employer's role with respect to employment taxes includes the collection of taxes on the income of its employees. If there is uncertainty about the employer's obligations, and the employer resolves the uncertainty by withholding on the amounts in question, the employer is likely to have employee relations problems, and is likely to also have competitive concerns if other employers do not withhold on comparable types of compensation. If there is uncertainty about of the employer's obligations, and the employer resolves the uncertainty by not withholding on the amounts in question, the employer may not only become liable for interest and penalties, but also may be required to pay from its own assets amounts that would otherwise have been due from the employee. Further, Code § 6672 provides that, under certain circumstances, the individual responsible for collecting the employment taxes may be personally liable for payment of that tax to the Treasury. We believe that the informal manner apparently being used to address these issues, and the uncertainty resulting from this approach, is inconsistent with the sound administration of the tax laws.

    We believe that the considerations that initially led to the issuance of Rev. Rul. 71-52 are also present today. While the amount of compensation currently escaping FICA and FUTA taxes under ISOs and ESPP options may be greater now than the amount that would have escaped such taxes when Rev. Rul. 71-52 was issued, and although concerns about Social Security solvency may be greater today than in 1971, we do not believe that either consideration justifies the use of informal procedures to modify the employment tax rules. We believe that if Rev. Rul. 71-52 is to be revoked, it should be done by an announcement by the Service expressly providing for the revocation. We believe that a higher level of review should be given to the issue of whether FICA and FUTA taxes are applicable to ISOs and ESPP options, and that the Service should consider holding public hearings on the matter.

  3. Policy Reasons Also Support Exemption from FICA and FUTA for ISOs and ESPP Options
  4. There are strong policy considerations for exemption of ISO and ESPP options from FICA and FUTA taxes. The Code provides favorable tax treatment for ISOs and ESPP options, and previously provided favorable treatment for QSOs. One of the main benefits provided for these options, all of which are subject to § 421, is that taxable income is not recognized by the employee at the time of exercise. This treatment limits the out-of-pocket cost associated with the exercise, making it less financially burdensome for the employee to retain rather than sell the stock after exercise. The reduction of the financial burden is particularly important for employees who are not among an employer's most highly paid. Because of the coverage requirements applicable to ESPPs, and the $100,000 limit applicable to ISOs, such employees make up a significant portion of the recipients of these types of options.

    For shares acquired pursuant to the exercise of an option of the type covered by § 421 (including ISOs, ESPP options and, previously, QSOs), the Code provides incentives for employees to retain the shares by providing meaningful tax benefits for shares retained for a specified holding period after exercise. Similarly, many employers want their employees to hold shares of the employer's stock, in order to align the interests of the employees with those of the employer's other shareholders. Such employers frequently use ISOs, ESPPs, or both to encourage employees to retain employer stock. Despite the tax benefits provided when such shares are retained after exercise, and other incentives that are sometimes provided by an employer to encourage such retention, employers often find that successfully encouraging such share retention is a difficult challenge. The imposition of employment taxes at the time an ISO or ESPP option is exercised would create another significant obstacle to achieving such retention, and would be contrary to the policy of encouraging retention of employer stock by employees.

  5. Application of FICA Taxes to ISOs and ESPP Options Should Not Be Retroactive
  6. The perspective expressed by the FSA appears to be that, since the Sun Microsystems decision, taxpayers have been on notice that the exercise of discount ESPP options results in payment of FICA wages. As discussed above, we believe that this conclusion is not appropriate, and that it does not follow from the decision. Contrary to the suggestion in the FSA, we do not agree that a stipulation by the Service in a Tax Court memorandum decision should be treated as sufficient notice to taxpayers of a change in the Service's position on this matter. When the Service was contemplating a revision to the principles of Rev. Rul. 71-52 in connection with ISOs, it provided, in Notice 87-49, that such application would be prospective. We believe that the Service should continue to follow this approach with respect to any change in the employment tax treatment for ISOs or ESPP options.

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