Identity theft seems to be one of those crimes that happen to other people.
That is, unless you are one of the nearly nine million victims in the United
States in 2006 who lost an average of $6,383 to identity theft. A federal
crime since 1998, identity theft cost those U.S. victims $56.6 billion
in 2006.
Identity theft involves fraud connected to any activity involving use
of another person's identity without that person's permission. There are
four categories: financial identity theft, using another person's name
and Social Security Number to obtain goods and services; criminal identity
theft, posing as another person when apprehended for a crime; identity
cloning, using another person's information to assume his or her identity
in daily life; and business identity theft, using another person's business
name to obtain credit.
On average, those victimized by identity theft spent at least 40 hours
in resolving the problems created by the crime. In most cases—73
percent in 2003—identity theft involved a credit card, and according
to the Identity Theft Resource Center, it creates an emotional impact
equal to that of a violent crime.
Yet, a few precautions can make the possibility of identity theft less
likely. A brochure from the __________ Bar Association and the American
Bar Association Tort, Trial and Insurance Practice Section outlines suggestions
for avoiding identity theft and a list of Web sites and organizations that
can help protect your privacy and your credit.
A list of other steps you can take to safeguard your identity can be found
at: www.abanet.org/genpractice/magazine.2006/dec/identitylooters.html
A copy of the brochure is available by contacting the __________ Bar Association
by phone at XXX-XXX-XXXX or email: __________@____________.org.
Note to Bar Associations: The brochure referenced is available at www.abanet.org/tips/publicservices/IdentityTheftBrochure.pdf.
There is space on the cover for you to add your association's name
and contact information.
© 2007 American Bar Association