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In This Issue:
FEATURES
Room for Improvement
Civil Law?
Make Law, Not War
Running to Class, Running for Office
DEPARTMENTS
Officially Speaking
Hot Practice
Jobs
Letters
Briefly
Online
Coping
Opinion
DIVISION DIALOGUE
Meet New Faces in the LSD Leadership
Become a National Student Leader
ABA Section of Antitrust Law Student Writing Competition
Guidelines for Candidates for the Law Student Division’s 2000-01 National Offices of Chair, Vice Chair, and Secretary-Treasurer
Learning to Get Along After a Tragedy
Get Funding for Your Public Service Project
Native Americans Join Law Student Division Board of Governors
Newspaper Awards—Read All About ‘Em
Beat the High Cost of Health Care With the Law Student Division
Competitions Hone Law Students’ Counseling, Negotiation Skills
Competition Deadlines Loom
Spotlight: Native American Law Student Encourages Future Generations
September 1999—Vol. 28, No. 1Beat the High Cost of Health Care With the Law Student Division
The ABA Law Student Division and Educational Finance Group (EFG) recently completed negotiations for a new 1999-2000 health insurance plan for Division members, with dramatic improvements in the coverage available to law students.
This health plan is one of the most ambitious and comprehensive membership benefits available to LSD members. There are actually two plans, Plan I (High Option) and Plan II (Low Option). Both offer a reasonably priced package, competitive with many other student insurance plans.
For $777 a year for Plan I or $598 a year for Plan II, an LSD member under the age of 35 can purchase a basic health insurance plan. The premium for each plan is somewhat higher for individuals age 35 and over. Spouses can also be added for $145 a year, children for $292 annually. Some of the significant improvements to the plan include:
Plan I–High Option
• Prescription drug benefit of $500 per policy year
• Ambulance cap removed of $400 per trip and pay at 80 percent of usual and customary
• Dental added with a $500 cap
• Deductible changed to $100 per year
• Annual physical of $100 maximum added
• Routine new baby care added at 80 percent of usual and customary
• Plan now covers allergy treatment, corns, calluses, bunions, impotence, nonmalignant warts, moles and lesions, sleep disorders, and vasectomy
• X-ray and lab increased to $800
• Day surgery miscellaneous benefit increased to $1,500
• Braces and appliances benefit added, cap of $5,000.
Plan II–Low Option
• Prescription drug benefit of $250 per policy year
• Ambulance cap removed of $400 per trip and pay at 80 percent of usual and customary
• Dental added with a $500 cap
• Deductible changed to $100 per year
• Annual physical of $100 maximum added
• Routine new baby care added at 80 percent of usual and customary
• Plan now covers allergy treatment, corns, calluses, bunions, impotence, nonmalignant warts, moles and lesions, sleep disorders, and vasectomy
• Braces and appliances benefit added, cap of $5,000.
If you are interested in this plan, contact the LSD’s Chicago office at abalsd@abanet.org, 312-988-5624, or visit the EFG/LSD web site at www.efg.net/aba.