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Professional Liability Insurance Directory

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Travelers (Firms All Sizes)

Contact
Andrew Sutcliffe
Travelers Insurance Co,
485 Lexington Ave.
8th Floor
New York, NY 10017
PH: 917/778-6196
800/328-2189 x 3630
Email:

www.stpaultravelers.com/business_insurance/specialty/professionals/legal/coverages.html

States Where the Carrier Writes:
Alabama, Arizona, Arkansas, Colorado, Connecticut, District of Columbia, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin, Wyoming

Do you write professional insurance for judges:
No

# of Years Writing Legal Insurance:
60 Years

Restrictions:
Generally none

Size Guidelines:
Writes firms of all sizes

Highest Available Limits of Liability:
$10 million each claim & aggregate

Deductible:
Minimum $2,500 to maximum $500,000 loss only deductible (insured pays deductible only in event of settlement or judgement)

Limits in Excess of Deductible:
Yes

Defense Costs Included in Limits:
Both defense costs in and outside of limits available, firms with securities exposure will be written on defense within limits form in most states

Insured's Activities for Entity Not Covered by Policy:
Excludes claims unless arises out of performance of defined professional services. Non-profit D & O submit included.

Securities Exclusion:
Generally no, firms with securities exposure will be written on defense within limit form in most states

Defense for Malicious Prosecution, Abuse of Process or Defamation:
Provides coverage for person injury offenses, including malicious prosecution and defamation

Prior Acts Coverage:
Yes, included provided insured had no knowledge of a prior wrongful act nor any reasonable way to foresee that a claim might be brought

Input Re: Selection of Counsel:
Mutual selection of counsel available

Consent to Settle Provision:
Insured's consent required; if insured refuses, company will not pay more than it would have paid if consent had been given

OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:

Partners Leaving: Yes

Employed Attorneys Leaving: Yes

Part-time Legal Work: No

Non-practicing Lawyers: Yes

Government: No

In-house: No

Updated: 2/8/2007

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