Professional Liability Insurance Directory
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Professionals Direct Insurance Company
Contact
Gayle Wissinger
P.O. Box 2679
Grand Rapids, MI 49501-2679
PH: 616/233-2396
800/558-6688
Additional Contact
Lynn L. Hopkins
P.O. Box 2679
Grand Rapids, MI 49501-2679
PH: 616/233-2369
800/558-6688
Email:
States Where the Carrier Writes:
Alaska, Arizona, Colorado, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Jersey, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Utah, Vermont, Virginia, Washington, Wisconsin
Do you write professional insurance for judges:
No
# of Years Writing Legal Insurance:
19 Years
Restrictions:
None, but practice area impacts premium
Size Guidelines:
Writes firms 1-50 attorneys, majority of policy holders are from firms of fewer than 5 members
Highest Available Limits of Liability:
$5 million/$5 Million Excess available from other carriers
Deductible:
No minimum or maximum
Limits in Excess of Deductible:
Yes
Defense Costs Included in Limits:
Yes, but also offer claims expense outside of limits option
Insured's Activities for Entity Not Covered by Policy:
Excludes any claims arising out of insured's activity and/or capacity as such
Securities Exclusion:
Yes, may be excluded by endorsement
Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, malicious prosecution, defamation
Prior Acts Coverage:
Yes, covered if insured had no knowledge of facts which could be reasonably expected to
result in a claim and that no other insurance policy provides coverage for such claim
Input Re: Selection of Counsel:
Consent to Settle Provision:
Insured's consent required, but insured pays excess defense and indemnity if rejects
settlement recommended by company and acceptable to claimant
OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:
Partners Leaving: Yes
Employed Attorneys Leaving: Yes
Part-time Legal Work: Yes
Non-practicing Lawyers: No
Government: No
In-house: Yes
