Professional Liability Insurance Directory
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Professional Insurance Liability Organization, Inc. (Lloyd's of London)
Contact
Margaret C. Hepper
Pilot Legis RPG c/o AON
125 Chubb Avenue, 2nd floor
Lyndhurst, NJ 07071
201/460-6723
States Where the Carrier Writes:
Arizona, California, District of Columbia, Illinois, Massachusetts, Utah, Virginia
Do you write professional insurance for judges:
No
# of Years Writing Legal Insurance:
15 Years
Restrictions:
Insures only insurance defense; intellectual property; and commercial practice firms
Size Guidelines:
Writes firms of 20-200 attorneys
Highest Available Limits of Liability:
$30 million each claim & aggregate
Deductible:
Minimum $75,000; maximum of $1 million
Limits in Excess of Deductible:
Yes
Defense Costs Included in Limits:
Yes
Insured's Activities for Entity Not Covered by Policy:
Excludes any claim arising out of insured's activity and/or capacity as such
Securities Exclusion:
No
Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, with certain qualifiers for malicious prosecution
Prior Acts Coverage:
Included, if insured did not have a basis to believe that such act, error, omission or
personal injury was a breach of professional duty which may result in a claim, and the insured did not give
notice to any prior insurer of any such act, error, or omission and there is no prior insurance for such claim
Input Re: Selection of Counsel:
Mutual choice of defense is available by endorsement
Consent to Settle Provision:
Insured's consent required; but if insured refuses to consent then liability shall not
exceed the amount for which the claim could have been settled
OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:
Partners Leaving: No
Employed Attorneys Leaving: No
Part-time Legal Work: Yes
Non-practicing Lawyers: No
Government: No
In-house: No
