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Lawyers Mutual Insurance Company of Kentucky
Contact
Asa P. Gullett
323 W. Main St.
Suite 600
Louisville, KY 40202
PH: 502/568-6100
800/800-6101
Email:
States Where the Carrier Writes:
Kentucky
Do you write professional insurance for judges:
No
# of Years Writing Legal Insurance:
19 Years
Restrictions:
None, but practice area impacts premium
Size Guidelines:
Writes firms of all sizes
Highest Available Limits of Liability:
$10 million per claim & aggregate
Deductible:
Minimum $1,000; maximum varies with number of attorneys
Limits in Excess of Deductible:
Yes
Defense Costs Included in Limits:
Yes
Insured's Activities for Entity Not Covered by Policy:
Excludes claims arising out of insured's activity or capacity as such
Securities Exclusion:
No
Defense for Malicious Prosecution, Abuse of Process or Defamation:
Yes, malicious prosecution, abuse of process, defamation
Prior Acts Coverage:
Available if insured did not give notice to any other insurer of any such act, and the insured had no basis to believe that the insured had breached a professional duty or committed a personal injury, and there is no other policy which provides insurance
Input Re: Selection of Counsel:
No provision in the policy, but input is welcome
Consent to Settle Provision:
Insured's consent required; but if insured refuses to consent the company's liability
shall not exceed the amount for which the claim could have been settled
OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:
Partners Leaving: Yes
Employed Attorneys Leaving: Yes
Part-time Legal Work: Yes
Non-practicing Lawyers: No
Government: Yes
In-house: No
