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The Bar Plan Mutual Insurance Company
Contact
Karen McCarthy
1717 Hidden Creek Court
St. Louis, MO 63131
PH: 314/965-3333
800/843-2277
Email:
States Where the Carrier Writes:
Indiana, Kansas, Missouri & New Mexico
Do you write professional insurance for judges:
No
# of Years Writing Legal Insurance:
21 Years
Restrictions:
None, but practice area impacts premium
Size Guidelines:
Writes firms of all sizes
Highest Available Limits of Liability:
$5 million each claim & aggregate; excess limits available by facultative agreement
Deductible:
Minimum $1,000; maximum of $100,000
Limits in Excess of Deductible:
No
Defense Costs Included in Limits:
Yes, separate defense limit available by endorsement and additional premium
Insured's Activities for Entity Not Covered by Policy:
Excludes claims arising out of insured's activity and/or capacity as such
Securities Exclusion:
No, Coverage available for additional premium
Defense for Malicious Prosecution, Abuse of Process or Defamation:
No provision in the policy, but in practice malicious prosecution, defamation and abuse of
process are defended
Prior Acts Coverage:
Yes, included provided insured did not give notice to another carrier and no claim based
on such act or omission has not been made against the insured
Input Re: Selection of Counsel:
No provision in the policy, requests will be considered, but company retains the right to
final selection
Consent to Settle Provision:
Insured's consent required, but if insured refuses a settlement to which the claimant and
company agree, liability may be limited to the amount for which the claim could have been settled
OPTIONS FOR SCOPE OF COVERAGE
Coverage Available for:
Partners Leaving: Yes
Employed Attorneys Leaving: Yes
Part-time Legal Work: Yes
Non-practicing Lawyers: Yes
Government: Yes
In-house: Limited coverage available
