Letter from the Chairman and Vice Chairman of the Subcommittee on Employee Benefits, Executive
Compensation and Section 16 of the Committee on Federal Regulation of Securities of the Business Law Section
of the American Bar Association regarding the Nasdaq rule on approval by shareholders of equity compensation
plans, dated May 20, 2002
You will need
Adobe Acrobat Reader® to view this file.

United States Senate Committee on Finance,
Hearings on Corporate Governance and Executive Compensation, April 18, 2002.
Testimony Before the Senate Finance Committee, by John H. Biggs, Chairman,
President and Chief Executive Officer of TIAA-CREF, dated April 18, 2002
You will need
Adobe Acrobat Reader® to view this file.

Remarks by Chairman Alan Greenspan at the Stern School
of Business, New York University, New York, New York
regarding
Corporate Governance, dated March 26, 2002