Welcome to one more exclusive benefit of your ABA membership : Member Advantage. Click to get details on ABA-negotiated programs and saving - preferred offers reviewed by lawyers for lawyers - or click here to download our 2003-2004 Member Advantage Guide. Enjoy the buying power of your ABA membership today!                              Citibank (South Dakota), N.A. 3.99% + Prime APR; no annual fee; ** Certain restrictions apply.              1.866.919.0935 Collegiate Funding Services Refinance student loans and reduce your monthly loan payments.                          ABA Members Retirement Program Managed by State Street Bank, law firms of all sizes can benefit from a variety of qualified retirement plans with flexible investments options, low cost, and full-service record-keeping services.                             American Bar Insurance A Wide variety of coverage for you, your firm, and your family, underwritten by top-rated companies.                        Hertz ABA members and spouses receive a 5-20% discount; automatic enrollment in Hertz #1 Club; fee waived membership in Hertz #1 Club Gold. Call and mention CDP #13000; TDD users, Dial 1.800.654.2280. Starwood Up to 40% discount off corporate rates at over 750 hotels and resorts worldwide; complimentary Corporate Preferred Guest benefits. Online Travel  By using ABA Online Travel, you can automatically obtain ABA negotiated airfare discounts for travel to ABA meetings. ABA Online Travel also provides you with the ability to search for, compare and purchase airline reservations from airline and other travel web sites, enabling you to select your optimum airfare at the time of your reservation. Airfare Discounts to ABA Meetings Benefit from airfare discounts on select airlines to ABA meetings. Preferred Rate Hotel Program Take advantage of savings below the national corporate rate at these four and five star hotels throughout the U.S.

Find out about our ABA Member Advantage offers: Financial Services & Insurance Travel Services Computer & Office Resources Law Student Services                       Dell Computer Corporation To order, call Dell toll free or access your ABA Premier Dell.com website at http://premier.dell.com Log in information: Enter access code "ABA" and access key "ABADELL". Then custom configure your systems and place your order. Your ABA discount will be applied automatically.          IBM Take advantage of great discounts and special promotions on thousands of IBM products and services, backed by a 30-day, money-back guarantee and IBM's award-winning customer service.      XEROX 10-28% discounts on assorted equipment; three-year guarantee. UPS 5-20% discount on services, such as UPS Next Day Air, 2nd Day Air A.M., International Service, and Early A.M.              1.800.729.2439 PAYCHEX Save 15% on basic payroll processing when you outsource with Paychex. Law Student Resources Courtesy of the ABA Law Student Division. The Barbri Group $50 discount for lawyers seeking admission to another state bar; this discount is in addition to existing BAR/BRI alumni discounts.