Select one of the following links to learn more about high-quality insurance plans available only to members of the ABA: |
Protect Your Life:Group 10-Year Level Term Plus Life Insurance Group 20-Year Level Term Plus Life Insurance |
Protect Your Health:Group Hospital Indemnity Insurance |
Protect Your Firm:Firm Disability Income Protection Employment Practices Liability |
Protect Your Income:Retirement Contribution Disability
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Additional Protection: |
Frequently Asked Questions
- Q. Where do members go to purchase insurance for ABA members?
- A. ABA members can look to the American Bar Endowment (ABE) and to American Bar Insurance Plan Consultants, Inc. (ABI) to purchase ABA member insurance plans.
- Q. Who are the ABE and ABI?
- A. The ABE is a non-profit affiliate of the American Bar Association. The ABI is the for-profit subsidiary of the ABE. The ABE and ABI offer different insurance plans to ABA members.
- Q. Why are there two organizations providing different insurance plans to ABA members?
- A. ABE offers plans like term life and disability income insurance. These plans are designed to produce dividends. The ABI was formed to provide insurance plans that are not conducive to dividend generation such as Auto/Homeowners and Long-Term Care insurance in the form of commissions.
- Q. What makes ABE and ABI plans different from the plans members can get from their state or local Bar Associations or their local agent?
- A. When members purchase their insurance plans through the ABE and ABI they GET quality insurance AND the opportunity to GIVE back. ABA members who purchase ABE insurance plans have the choice to donate dividends generated on their plan or to ask that dividends be returned to them. Members that donate their ABE Plan dividends are eligible for a charitable contribution deduction for tax purposes. This means that members either get cash back or receive a tax deduction. ABA members that purchase ABI insurance plans also give back since profits of the ABI are paid as a dividend to the ABE. Get and give. That’s the ABE/ABI difference!
- Q. Where do the donated dividends go?
- A. The member-donated dividends, together with the dividends given by ABI to ABE, are granted to the ABA Fund for Justice and Education (FJE) and the American Bar Foundation (ABF). These grants help support over 200 legal research, public service and education projects. In 2008-2009, ABE grants will total $7,500,000.

